Participation Agreement

Last updated: June 20, 2026

This Participation Agreement (“Agreement”) covers your participation in the Wealthtender Large Employer Q&A series (“Q&A”). It is supplemental to the Wealthtender Terms of Use you agreed to when you joined Wealthtender (available at dev.wealthtender.com/directory-terms). If anything here conflicts with a separately signed agreement between you and Wealthtender, the separately signed agreement controls.

1.Your term and what you pay

Your participation runs for one year from the date your Q&A is published (“Term”).

• If you pay a fee, that price is fixed for your Term and is shown at the time you submit.
• If your Q&A is included in your Wealthtender subscription tier at no additional cost, it is included for one year from the publication date, and that pricing is subject to change at renewal as described in Section 2.

2.How renewal works

Your participation renews automatically for additional one-year terms, including Q&As that were included with your subscription at no additional cost.

• If your price will change for the next term, we will notify you at least 30 days before your Term ends.
• If we do not notify you of a change before your Term ends, your participation renews on the same terms for another year. If your current Term carries a fee, the payment method on file will be charged automatically for the renewal. If your Q&A is included at no additional cost, it simply continues at no additional cost for another year.
• You can cancel renewal at any time before your Term ends, either through your Wealthtender dashboard or by emailing [email protected]. See Section 7 for what happens to your published Q&A after cancellation.

3.Keeping your spot (right of first refusal)

Each employer Q&A has a limited number of advisor slots. As a currently published advisor, you have the first right to keep your slot for the next term, ahead of new applicants. To keep it, you must agree to the then-current pricing for that employer, even if it is higher than what you paid before.

To use this right, let us know you intend to renew within 14 days of the renewal notice described in Section 2 (and no later than the end of your current Term). If we do not hear from you within that window, we may offer your slot to another advisor. If you take no action and your Term simply ends without a pricing-change notice from us, your participation renews automatically under Section 2.

4.Submitting your Q&A and accepting these terms

When you submit your Q&A through our intake form (or another intake process we agree to with you), you confirm that you have read and accepted this Agreement.

5.Your answers are your own (authenticity)

The value of these Q&As to consumers depends on them reflecting real expertise, so you confirm that your Q&A responses are based on your own genuine professional experience and knowledge, and represent your authentic views and advice.

You are welcome to use AI and other writing tools for support tasks such as checking grammar and spelling, tightening wording, or organizing your thoughts. What you should not do is submit substantive answers that were generated by an AI tool and do not reflect your own knowledge and experience. In short: the words can have help; the expertise has to be yours.

6.Edits to your published Q&A

Within each annual Term, you may request up to four (4) edits to your published Q&A at no charge. An “edit” means one submitted set of changes, however many individual changes it contains. Unused edits do not carry over to a renewal term.

• We aim to complete edit requests within the published article within one business day (best efforts; this is a goal, not a guarantee).
• After four edits in a Term, each additional edit is $50. We will confirm the charge with you before processing an extra-edit request, and you authorize us to charge it to the payment method on file once confirmed.
• Edits required by a corporate action at the employer (for example, a company name change or a change to benefit plan terms) do not count toward your four free edits.

7.Cancellation, removal, refunds, and what happens to your Q&A

• Fees are non-refundable, except as described in Section 8.
• You may remove your Q&A from publication at any time by request. Removing it does not entitle you to a refund and does not change any amount already due.
• After your Term ends or you cancel, Wealthtender may, at its discretion, either keep your Q&A published or remove it. If we keep it published and you would prefer it taken down, you can have it removed at any time by asking us. In other words, your Q&A is not automatically pulled at the end of a Term, but you always retain the right to have it removed on request.

8.If an employer is no longer appropriate to feature

If an employer is acquired, goes out of business, or for any other reason is, in Wealthtender’s discretion, no longer appropriate to feature, Wealthtender may unpublish or remove the Q&A. If that happens during your Term, you may choose one of the following:

• A pro-rata refund for the unused portion of your Term, or
• Participation in a Q&A for another employer at the same tier for the time remaining in your Term, subject to all remaining terms of this Agreement for that shortened term.

If a Q&A features more than one advisor, this choice is offered to each participating advisor individually.

9.Content accuracy and corporate changes

Wealthtender prepares certain article content (such as introductory text and key takeaways). Wealthtender does not monitor employers for corporate actions or other changes that could make that content outdated or inaccurate over time.

If you let us know that content needs updating, we will respond promptly, provided the new information can be independently and publicly verified. Keeping your own answers and information current is your responsibility.

10.Content, names, and who owns what

• You grant Wealthtender a non-exclusive, worldwide license to publish, display, distribute, and promote your Q&A responses, name, title, firm name, likeness, and image in connection with the Q&A and Wealthtender’s related marketing.
• The article content Wealthtender creates (such as introductory text, key takeaways, formatting, and other editorial material) remains Wealthtender’s property. Removing your Q&A or ending your participation does not transfer that content to you.
• Your underlying responses remain yours. Nothing here stops you from using your own answers elsewhere.

11.Your compliance responsibilities

This Agreement is supplemental to the Wealthtender Terms of Use (dev.wealthtender.com/directory-terms). You remain solely responsible for your own regulatory and firm compliance obligations in connection with your participation, including any review or approval your firm or regulators require, and for ensuring your Q&A responses comply with applicable rules.

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Wealthtender, Inc. · Austin, Texas · This Agreement supplements, and does not replace, the Wealthtender Terms of Use.