It’s easy to get excited about everything “out there” and forget all the local resources at your disposal. Retirees often have more programs and services available than they might realize. Not every benefit will apply to your situation, but it’s a good idea to know what’s available. If nothing else, having a good handle on […]
Key Takeaways: Preserving wealth across generations starts with ownership, authority, and transfer design. Idaho families often hold a mix of homes, investment accounts, retirement plans, business interests, and family property that do not all move the same way to those next in line. Those differences are what make coordination matter. When titles, documents, tax exposure, […]
Key Takeaways: Intermountain’s pension freeze changes the way many employees may need to think about retirement. A benefit that once continued building toward the future now has a defined endpoint, which means other parts of your plan may need to carry more of the load. That shift is not just about the pension itself. It […]
Stepping into retirement can create a whole host of feelings. Excitement is the most common outward expression, but financial fear and anxiety can creep into the background. There are several actions and checks you can make to ensure you’re ready for retirement. Preparing for retirement can feel a lot like closing the door on steady […]
Extreme athletes thrive on pushing limits. Whether it’s dropping into a backcountry chute, free climbing a granite face, or sending a downhill trail at full throttle, you know that risk is baked into the lifestyle. It’s part of the adrenaline, the story, the calling. But here’s the difficult truth: when gear fails, we can easily […]
The holiday season is a happy time of year, but you still need to finish the year strong. If you’re not careful, you could miss out on opportunities to save on taxes or avoid penalties. You’ll want to nail a few critical items so you can rest easy knowing you got the most out of […]
For many high-net-worth individuals, philanthropy is more than an act of generosity — it’s an extension of legacy, purpose, and values. Yet the most effective charitable giving isn’t just about writing a check. With a thoughtful strategy, you can support the causes you care about while reducing your tax liability and strengthening your overall wealth […]
Explore options to diversify, generate income, and limit risk. Introduction Many of the professionals, executives, and families we serve have built their wealth through a single stock holding. A concentrated stock position refers to a single equity stake that constitutes around 10% or more of an investor’s total portfolio allocation. These positions can occur due […]
For business owners, effective tax management and strategic financial planning are essential to building and preserving wealth. While tax preparation ensures compliance, tax planning positions you for future success. Yet too many business owners have these managed by different professionals who are not strategically aligned. When you have an experienced advisor who has owned businesses […]