Most of us have cash flow issues occasionally, when the amount of money going out just doesn’t quite match the amount of money flowing in. They can happen in our businesses and in our personal life, and there are a few moves we can make to help deal with them, whenever they hit. Earning More […]
First of all, why do women need different personal finance books than men? If you’re asking that, it’s a perfectly valid question. Money doesn’t care about gender. And if you’re a woman you can absolutely read all the same personal finance books your husband, dad or brother does. However, with money – as with so […]
As Robert Kiyosaki stresses in his book Rich Dad, Poor Dad, there’s a significant difference in the way the wealthy and the not-so-wealthy teach their kids about money. From a young age, the way you handle money, and the messages you send to your children, are shaping their relationship with money, so instilling good money […]
Student debt is something that almost every college graduate in the U.S. has to deal with. The average student graduates with around $30,000 of debt and many are carrying much more. While many people complain about student loan repayments, the majority of graduates actually think their degree is worth the debt they took on. So How […]
Depending on where you live and how you save, you may be able to take advantage of various tax benefits when it comes to your personal savings. If you’re a U.S. citizen, interest on savings is usually taxable although how it’s taxed may vary. Some interest is tax-deferred which means you will only pay tax […]
Transforming your personal finances can be done by taking massive action. But that’s not the only way that the average person can impact their personal finances. Simple habits that we’re all capable of developing can also transform finances over time. These habits have a small but significant impact, that really adds up in the long-term. […]
We talk a lot about saving money, including things like day-to-day spending, eating out, and holiday spending. But what about those major expenses? The once-in-a-lifetime things like college, your wedding, or buying your first home. There are a lot of ways to save on those, too. It helps to start not by putting pennies in […]
We all know the importance of saving for retirement. But how much do you need exactly? The answer depends on a lot of factors, including where you’ll be spending that retirement. Your retirement funds will go a lot further in some countries, so if you’re heading towards retirement, but still have a strong sense of […]
The FIRE (Financial Independence, Retire Early) movement is gaining more attention than ever before. Most of those dedicated to achieving FIRE follow a program of aggressive saving and investment that will allow them to step back from the world of work much earlier than traditional retirement savings plans would allow. There are a few misconceptions […]