One of my favorite parts of gift-giving is shopping for the perfect item, so avoiding the stores this time of year is not an option for me. However, since I rarely shop for leisure, I also find that I can easily go crazy on stuff for myself, so I’m always looking for ways to keep […]
Has the shame of never having “enough” to save prevented you from saving at all? I feel your pain. In fact, if you and I went toe to toe in the Shame Olympics, you’d be lucky to get the bronze. I’m a guaranteed gold medalist in any shame game you’d care to play. That’s why […]
Whether you’re a holiday purist who loathes the fact that Christmas displays start popping up even before Sweetest Day, or if you’re one of those who is excited that certain radio stations are already playing holiday tunes, there’s no escaping that hitting mid-November pretty much means we’re off to the races for the holiday season […]
Many monthly budgets look something like this: Rent – $X Utilities – $X Insurance – $X Transportation – $X Food – $X Debt repayment – $X Savings – $X The amount left over is often nothing, and that seems to make sense, especially when you’re trying to repay debt and/or build up savings. It’s easy […]
I know I was. If you have a Health Savings Account (“HSA”), then hopefully you already know the basics: It’s not use it or lose it – any money left over at the end of the year rolls over The money is yours, so it goes with you if you leave your job You have […]
Side hustles, are becoming more and more popular, especially within the past few years. The internet has made finding a flexible part-time job easier than ever. Here in Winnipeg, the food delivery service is becoming super popular. Uber Eats, Door Dash, Skip the Dishes, and others are making it easy for people to work when […]
We all learn our money habits from someone. Having a role model early in life–someone who knows how to take care of their money but doesn’t let the practice consume them–can make the difference between a lifetime of great money habits and a long series of financial mishaps. I was lucky. My money hero was […]
I’m sure we would all like to have a little more money, right? Think of the things you could do with an extra $50, $100, $200 a month (or more). Treat yourself, save up for a vacation, or anything that comes to mind. But what is the easiest (and legal) way to get some extra […]
“I’d give you a straight answer about what [my debt] is, but to do that I’d have to look straight at it. And I don’t know if I’m ready to do that, or if I ever really will be.”–Eva Hagberg Fisher, “I’m Definitely in Debt, But I’d Rather Not Say How Much,” Buzzfeed It’s hard […]