Dad was several years older than Mom, and toward the end of their lives, in poorer health than hers. I tried asking Mom if they had plans in place to take care of her when dad passed away. For obvious emotional reasons, she refused to even think about it. Less than two years later, Dad […]
There is plenty of debate over whether buying your own home is a good investment. People think their home is an asset, but it generally costs them money, rather than making it. If you own an income-generating investment property, that’s an asset, and usually a solid investment. A home you own and live in only […]
If you’re a freelancer, even an experienced one, I’d bet a nickel that (a) you know that pricing your services correctly is tough, and (b) that every Tom, Dick, and Jane who call themselves “business coaches” or “freelancing coaches” have written a blog or three on how to do it. What you may not realize […]
FIRE, the acronym for Financial Independence, Retire Early, connects with many people’s dream of “firing” their boss. Do you know how long it’ll be before you reach that point? A Good Starting Point Tool On the “Four Pillar Freedom” blog, “Zach” shared his Early Retirement Grid, showing how many years you’d need to reach your […]
Archimedes once said, “Give me a lever long enough and a fulcrum on which to place it, and I shall move the world.” Making the right choices consistently will move your world.
When I was 25 I was dead broke. When I say dead broke I don’t mean “ I didn’t have very much money”. I mean I had negative money. My net worth was negative $50,000. As someone who had negative $50,000 to their name if I needed to get somewhere I had two options: Walk […]
Food is the average families third largest expense, behind housing and transportation. Given how big of an expense it is, and how easily we can control this expense I have decided to dedicate more time discussing our food budget.
Anyone who reads Mr. Money Moustache knows that the math behind early retirement is shockingly simple; The more of your take-home pay that you save, the earlier you will reach financial independence and be able to retire.
We all know we should cook more meals at home. We acknowledge it would be better for our health and better for our finances if we cooked more of our meals at home, but we don’t. We are only human, so as much as we declare our intention to cook more and eat out less, we rarely follow through.