Today, I’m going to answer the question, “Can I buy I bonds on an H-1B visa or another work visa? To clarify, I’m going to discuss the Series I Savings Bonds, which are commonly known as the I bonds. These are not to be confused with the Series EE savings bonds. A post for another day. Over […]
Home country bias is the phenomenon of investors overweighting their portfolio to stocks from their home country and ignoring international stocks. When you think of investing in the stock market, where do you envision the companies you invest in are located? If you’re like most investors, the answer would be whatever country you live in. […]
People love picking individual stocks. Despite the mountain of evidence that suggests that doing so is, at best, not likely to be profitable and, at worst, a reckless use of your hard-earned money. In this article, I’m going to discuss the myth of the stock picker, the evidence that’s against stock picking, and list three […]
Your lifetime income projection estimates how much you can likely receive by converting your 401k plan savings to a stream of monthly checks. The SECURE Act offers useful information, but only if you can understand it. If you’re an American worker who hasn’t been living under a rock since you started earning a paycheck, you […]
Whether you are planning for early retirement or traditional retirement in your late 50s or 60s, you will need to answer two critical questions: How Much Money Do I Need to Retire? The critical question that will determine how much you need to retire is how much you’ll plan on spending in retirement. Most people […]
While tax-advantaged retirement accounts are often a great choice, there are several situations when a taxable account may better serve you. Are tax-advantaged accounts good or bad for retirement investing? For most of us, the answer is that they’re good, up to a point. For example, if you’re earning a lot more now than you […]
Although dividend investing and chasing yield are popular among investors, that focus is fundamentally flawed. It should be considered more of a “feel good” strategy than a good strategy. In this article, I will explain why dividends are irrelevant and dividend investing is irrational. What Is a Dividend? A dividend is a method for a […]
When investing, there are distractions to ignore if you want to succeed. Here are the top 7 along with what you should focus on instead. I was in my early 30s and finally managed to scrape enough money together to start investing. I picked a high-flying mutual fund from PBHG. For a while, it made […]
Do-It-Yourself investors should consider these investing tips and avoid making common DIY investing mistakes to achieve the greatest success. If you’re a Do-It-Yourself (DIY) investor, you may be self-sabotaging your portfolio without even realizing it. Don’t get me wrong, I am a fan of DIY investing, and I’m a DIY investor myself. However, a Morningstar […]