I’ve been focused on educating readers about investing and I will continue to do so. Sharing what I’ve learned through studying, research and my own experiences. But learning about something is only as useful to you as being able to apply it in the real world. For people who are not currently investing, it’s like […]
You don’t need to wait until some magical moment in the future to start becoming knowledgeable about investing. Even if you only have a small amount to invest (or are years away from making your first investment), you can jumpstart the process just by familiarizing yourself with some basic terms and concepts.
Despite the rise of Fintech companies and robo-advisors, the future of financial advice is human. That’s what Vanguard CEO Tim Buckley thinks anyway. An ironic statement coming from Vanguard which led the revolution of low cost, passive investing that has made it easier than ever to become a DIY investor and cut traditional financial advisors out of the equation.
You can easily find reviews online to help you evaluate doctors and lawyers, but when it comes to choosing a financial advisor, you’re mostly out of luck. In fact, the US government has made it difficult for Americans to evaluate financial advisors based on reviews from their clients dating back to 1961. But a new […]
Actively managed ETFs were first launched in the U.S. in 2008 offering benefits previously unavailable to investors. But their popularity remained limited until 2019 due to portfolio disclosure requirements favoring mutual funds as the preferred vehicle for active management. However, an announcement by the Securities and Exchange Commission in November 2019 permitting new types of […]
You can’t change how your employer matches your 401(k) contributions but you can strategize your contributions to avoid leaving any free money on the table.
Every year the price of goods increase in value, this increase in value is referred to as inflation. If your money isn’t at the very least growing at the same rate as inflation, you’re actually losing buying power with your money. Let’s take a look at what I mean. Say something costs $100 today, and […]
Technology has rapidly advanced many areas of our lives in the past decade or so. One of the more useful ones in the investing world has been the introduction of ETF’s. Exchange Traded Funds (or ETF’s) are becoming more and more popular among investors. Everyone from retail investors to financial advisors and institutions are making […]
The overwhelming majority of my portfolio is in T. Rowe Price funds. Since I use a simple but effective method to pick good funds, I’ve been able to outperform the S&P 500 over the past 18 years by about 1.1% a year. That’s nothing to sneeze at since it builds up significantly over the long […]