We have known Jeff Hall for many years on both a personal and professional basis. He has done an outstanding job creating and managing a financial plan for us while guiding us through the many stages of our life and careers. Now, as we near retirement, we are on track and ready for the future. He is a good person and his knowledge and professionalism have given us a high level of comfort, trust and confidence in his management of our portfolio. We highly recommend Jeff and the rest of the staff at Rather & Kittrell.									

										We met Jeff Hall through my boss at the time. After an initial meeting, we knew Jeff was the person we wanted to manage and guide us on our investments. Over the years we have been more than pleased. Jeff has walked us through so many different situations and did so with his knowledge, his complete understanding of what was going on and what we wanted to accomplish.  Jeff is not just our financial advisor, he is a friend and we can’t imagine anyone else watching out for our best interests.									

										Jeff Hall has been a good friend and financial advisor for my wife and me for the past 11 years. We were just getting started in planning our finances. He helped us with not only our money but with our goals in our life. He has now added Sam Paganelli to help us make our goals just like a college place kicker on a championship football team win the game of life. Sam is a great asset and is a valuable player on this team. Jeff exhibits the highest level of integrity, and we trust him to always do what is right and best for us. Since we sold our business, we are now trying to adjust; and we are moving into the next phase of our life. There is a plan in place that we understand. Also, we happen to be givers, and we really appreciate the fact that Rather and Kittrell believes that charitable giving should be a part of your financial plan. That says volumes about who they are and what they are about. When we sold our business in 2022, Jeff Hall was ready with suggestions as to how we could best give and the tax benefits that would result. We highly recommend Rather and Kittrell if you are in need of a financial advisor. In particular, we would recommend Jeff Hall and Sam Paganelli.									

										We have worked with Jeff for over 10 years.  We are probably one of his smallest accounts, but he has always treated us as if we were the most important client he has.  He listens to our needs and goals, offers suggestions and then manages our assets with the utmost care.  I believe R&K works as a team, so it is not just one person's opinion but a knowledgeable group. I have trusted Jeff during our savings years and will continue to lean on him during our retirement.									

										Jeff Hall has been our financial advisor for nearly 10 years. Jeff combines his professionalism and financial knowledge with a genuine desire to serve others and help them reach their financial goals. Jeff's wise counsel has been a continual resource as our needs related to investing and building wealth have changed over the years. Jeff has a unique and sincere way of making you feel like you are his only client. As a result, we are very appreciative of his servant-minded approach to our family's investment needs and the peace of mind it provides. We love the results and our relationship with Jeff!									

										Jeff Hall, and rather & kittrell, have been part of my family’s lives for many years. to say that Jeff has been integral in my financial planning and success would be an understatement. while Jeffs knowledge, professionalism and dedication to the planning of my family’s future could not have been more impressive through these many years , it bears mentioning the obvious genuine care for my/our wellbeing financially and otherwise. i would highly recommend rather & kittrells Jeff Hall for your financial planning, now and for your family’s future.									

										I would like to express my thanks for the work Jeff Hall has done for me over the past years. Passion, knowledge and a genuine interest in achieving the best for clients is what makes a truly professional Financial Adviser.  The expertise and attention to detail with which Jeff has handled my financial affairs can not be faulted.  His dedication to clients, business excellence, and education sets Jeff apart, and I would highly recommend him to anyone wanting to achieve better financial outcomes.									

										The cornerstone of Rather and Kittrell is INTEGRITY. I only invest with people and organizations that perform in a superior fashion and communicate and operate with TRUST. Financial returns are important but MUST be supported with TRUST. In addition, 
I ENJOY my relationships with the partners, officers and advisors.									

										After years of "do it yourself" financial and tax management we had built up the value and complexity of our portfolio to the point where we felt it necessary to get professional advice and guidance on our investments, estate planning and taxes.  We contacted R&K and met with Jeff Hall to discuss what R&K could do for us.  We were impressed and felt comfortable with their way of doing things, which is low key, friendly and totally transparent.  If I have a question or concern about any part of my finances, I can call Jeff and talk things over before making a decision.  I really appreciate his advice and his responsiveness.  It's been nine years now and we enjoy and look forward to our quarterly review meetings with Jeff and his team.  Quite honestly, we view them as good friends and trust that they have our best interests at heart.  We highly recommend the folks at R&K.									

										I have been a client working with Jeff Hall and the Rather & Kittrell team for several years. I am so appreciative of the professionalism and guidance I have received from Jeff and his staff.  They are always responsive to my questions and concerns, always available to help with issues, and always caring about my well being personally in addition to financially. I confidently recommend Jeff, and Rather & Kittrell, to friends and colleagues because I trust them and the work they do. I am very thankful to have them as partners in helping me reach my financial goals.									

										I am very happy with the service I receive from R&K. Jeff Hall is very in tune with my needs & desires. 
Crystal Meldrum has been a great help in settling an estate.									

										The best decision that Jeff Hall ever made for me was when he set up the Medical Annuity with Genworth Financial that paid for all of her nursing help for the eight years that she suffered with Parkinson's Disease.									

										We worked easily with advisor to develop a long term plan for our financial security and peace of mind.  The advisor works steadily to keep us on track with small and wise decisions and changes as deemed appropriate.  We are gratified with the peace and security we found at Rather and Kittrell and especially with our advisor.  Our advisor is highly competent, wise and trustworthy.									

										Joining RK to assist in financial planning for my family was one of the best decisions I've ever made.  They are knowledgeable, up to date on all market happenings and know when the right time is to make changes to your portfolio.  They work to understand your family goals, what you desire to achieve and over what time period you desire to achieve your goals.  They provide several reviews during the year to ensure your goals / needs have not changed and how your portfolio remains on target.  You can't go wrong with RK.									

										Jeff Hall and other competent members of Rather-Kitrell have helped us with big and small decisions, sometimes outlining up to six different ways to accomplish our goals. They treat us with competent care and compassion.  We are grateful.									

										Historically I managed household expenses and investment decisions personally with collaboration/approval of my wife; we did not have a financial advisor. We paid our bills, saved some money, tithed to our church and got our two daughters through college with very little debt. Another words, we were stable financially; along the way we felt that we were making good decisions, however a few which typically were made in haste with the hope of a quick buck turned out to be major mistakes.

Then a significant life transition occurred 10+ years ago. The company for which I had worked for several years merged with a larger firm which resulted in cash payment for our company stock as it was an employee owned firm. So, with a sizeable check in my hand a decision had to be made as to what to do with it. Obviously I was not alone in this, so we decided to invite Jeff Hall of Rather & Kittrell to speak to our group and respond to questions. I was very impressed with Jeff's presentation, and after further private discussions, my wife and I decided to place our future financial wellbeing to Jeff and R&K.

Much of our time together in the early days was spent providing Jeff with our life circumstances, hopes and dreams, family relationships, risk tolerance, etc., and through that confirming our trust in Jeff and his judgement. He encouraged us to become debt free (which we have), and other matters which were beyond pure investing but very important  to our long term wellbeing.

Then came a second transition. We both retired and thus entered a new phase of life with SS instead of bi-weekly paychecks. We turned over our 401K/IRA's to Jeff to invest consistent with our previously agreed strategy. All has gone well; in particular his calming influence to stick with "the plan" even in difficult market circumstances. 

A final personal word... Jeff has become a good friend, much like a member of our family. He is a consummate professional backed by a great organization; and very important to us, also a strong Christian business and family man.									

										Jeff Hall has been a financial advisor to my husband and me since about 2012. The beginning process was not just about money but about everything in our life, such as our goals and how we feel about money.  He exhibits the highest level of integrity beyond question, and we trust him to always do what is right and best for us. We have now moved from working, saving and giving to spending and giving, so our main concern is that our money will last as long as we do. There is a plan in place that we totally understand. Also, I happen to be a giver, and I really appreciate the fact that Rather and Kittrell believes that charitable giving should be a part of your financial plan. That says volumes about who they are and what they are about. When we sold our business in 2022, Jeff Hall was ready with suggestions as to how we could best give and the tax benefits that would result. We highly recommend Rather and Kittrell if you are in need of a financial advisor. In particular, we would recommend Jeff Hall and his team.									

										Thanks to Jeff Hall and the entire team at Rather & Kittrell I am able to comfortably join my wife in retirement. From the start of our financial planning journey Jeff was very professional, knowledgeable, analyzed plans for our future and set us on a mutually agreed course of action.
The Rather & Kittrel team has clearly communicated with us throughout the process and continues to do so as we transition from savings to managing our financial needs during retirement. 
We will remain a client and encourage others to consider Jeff Hall and the team at Rather & Kittrell for their financial planning needs.. 
Dave Drown  "Retired"